Your home, funded & protected
From bond applications to insurance quotes — everything you need to finance and protect your property, guided step by step.
Not sure where to start? Try our calculators, check your affordability, or browse properties in your budget.
12,400+
Applications processed
4.8
Average rating
24hrs
Average response time
Finance Tools
Interactive calculators to help you plan
Affordability Calculator
See what you could qualify for
Estimated max price
R 1,113,531
Monthly repayment
R 9,900
Quick Pre-Qualification
Check if you may qualify — no credit check
Property budget
Available deposit
Why use PropertyGuru Finance?
We simplify the journey from property search to keys in hand.
Apply Once
One application, multiple bank offers — we do the legwork.
Protected
POPIA compliant. Your data is encrypted and never shared without consent.
Fast Response
Most applications receive a response within 24 hours.
Expert Support
Dedicated finance specialists guide you through every step.
Buying your first home?
We'll guide you through every step — from checking what you can afford to protecting your new home.
Get Started — It's FreeNo credit check required · Takes 3 minutes · Completely free
For Homeowners & Sellers
Tools and services to protect and grow your property investment
Apply for a Home Loan
Apply once and get matched to competitive rates from South Africa's top banks. No hassle, guided step by step.
- Compare rates from multiple banks
- Get pre-approved in minutes
- Expert support throughout
Home Insurance Quotes
Compare cover options in minutes
- Instant quote comparison
- Top SA insurers
- No obligation
Bond + Insurance in One Journey
Why apply separately? Get your home loan and insurance sorted together — one form, one process, less hassle.
One application
Faster approval
Better rates
Document Checklist
Have these ready before starting your bond application:
- South African ID or passport
- Latest 3 months payslips
- 3 months bank statements
- Proof of residence
- Offer to purchase (if available)
Finance FAQs
Ready to get started?
Apply once, get matched smarter. Bond, insurance, and everything in between.
Your data is encrypted and handled in accordance with POPIA. We never share your information without your consent. All applications are processed by registered South African financial service providers.