Interactive Calculator
How much can you afford?
Adjust the sliders below to see your estimated affordability in real time.
Gross monthly incomeR 65,000
R 15,000R 300,000
Monthly expensesR 15,000
R 3,000R 150,000
Monthly debt obligationsR 5,000
R 0R 80,000
Available depositR 200,000
R 0R 5,000,000
Interest rate11.75%
7%18%
Loan term20 years
5 years30 years
You may afford up to
R 1,445,724
with R 200,000 deposit at 11.75%
Max Repayment
R 13,500
/month
Max Loan
R 1,245,724
Disposable
R 45,000
Debt-to-income
28%
Healthy
Recommendations
Look for properties between R 1,012,007 and R 1,445,724.
A larger deposit can significantly reduce your monthly repayment.
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