Skip to content
    Interactive Calculator

    How much can you afford?

    Adjust the sliders below to see your estimated affordability in real time.

    Gross monthly incomeR 65,000
    R 15,000R 300,000
    Monthly expensesR 15,000
    R 3,000R 150,000
    Monthly debt obligationsR 5,000
    R 0R 80,000
    Available depositR 200,000
    R 0R 5,000,000
    Interest rate11.75%
    7%18%
    Loan term20 years
    5 years30 years

    You may afford up to

    R 1,445,724

    with R 200,000 deposit at 11.75%

    Max Repayment

    R 13,500

    /month

    Max Loan

    R 1,245,724

    Disposable

    R 45,000

    Debt-to-income

    28%

    Healthy

    Recommendations

    Look for properties between R 1,012,007 and R 1,445,724.

    A larger deposit can significantly reduce your monthly repayment.

    Apply for a Bond
    Bank-grade security
    Data encrypted
    POPIA compliant
    5-min application

    Add home insurance

    Protect your investment with buildings and contents cover.

    Browse in your budget

    See properties under R 1,445,724 near you.